Understanding Health Insurance Coverage for Acupuncture

It seems that most people with health insurance have no idea what is covered when it comes to alternative health care. Usually, there is a surprised look on peoples faces that acupuncture, chiropractic and massage can be covered and have a low co pay for the service.

The insurance companies that I know of for sure that have plans that cover alternative health care are; United, Cigna and Aetna. What you need to be aware of is that not all plans have alternative coverage. At this time, the more expensive plans typically will have the coverage. The other thing that you need to be aware of is if your plan does cover acupuncture it most likely will only cover pain issues and headaches (migraines).

This is a good start but we need more awareness to people with health insurance so they can demand better coverage concerning alternative health care to there providers. If we demand this then sooner better than later we could get not only pain related issues covered but flu, colds, infertility, gastrointestinal issues, stress, urinary problems, PMS, menopause and so many other issues covered.

If you’re not sure if you have coverage for alternative care, call your insurance company or have your acupuncturist call. They will no the right questions to ask so that there’s no surprises later on.